Envelopes & safe-to-spend
Give every envelope a job — rent, food, fun. A pace bar shows whether you're on track, and the home screen divides what's left by the days remaining in your cycle.
Envelope budgeting + wallet
Know what's safe to spend today.
Envello splits your income into envelopes and answers one question every morning: how much can you spend today and still stay on plan? Budget, wallets, income and recurring bills live together in one app.
Free with banner ads · Pro is a one-time purchase, no subscription
Safe to spend today
$96.93
Day 21 of 31
On track for this cycle $1,066.30 left
- No account needed
- Your budget stays on your device
- 25 languages
- iPhone, iPad & Android
Reconcile
Reconcile to your real balance.
Every budget drifts: a coffee you forgot to log, a card fee, cash left in a jacket. Type what's really in a wallet or an envelope, and Envello books the difference as a dated adjustment. Your numbers match reality again in seconds — without rewriting history.
- 1
Open a wallet or envelope
Cash, a card, a bank account — or any envelope. Tap Reconcile.
- 2
Enter the real balance
Type what your banking app or your purse actually says.
- 3
Envello records the difference
A dated adjustment closes the gap. Your history stays intact and today's safe-to-spend number is right again.
Match real balance
Cash- Tracked in Envello
- $412.00
- Actual balance
- $398.50
- Adjustment · today
- −$13.50
Everything in one place
A budget you'll actually keep up with.
Envelopes tell every dollar where to go. The wallet tracks where it really is. Envello keeps the two in step.
Wallet: income, accounts & bills
Log paychecks, keep cash, cards and bank accounts side by side, and see recurring bills before they land. “Ready to assign” shows money still waiting for an envelope.
Charts & 6-month trend
See where the money went, envelope by envelope, and compare income and spending across six months.
History search & no-spend streaks
Find any transaction in seconds. Count your no-spend days and keep the streak alive.
Savings goals & 100 Envelope Challenge
Save for a trip or a rainy day — or take the challenge: envelope n holds n × your unit. Fill all 100.
37/100
Backups & CSV export Pro
The last 7 daily backups stay on your device. Export to CSV or JSON and send it wherever you choose.
25 languages
Envello speaks your language and formats money the way you're used to.
Roomy on iPad and Android tablets
Two-pane layouts put your envelopes and their details side by side, in light or dark.
Pricing
Start free. Upgrade once, if you want.
Free
Includes banner ads
- Up to 12 envelopes
- 1 savings goal
- 2 wallets and 2 recurring bills
- Safe-to-spend, charts, history and streaks
- Automatic daily backups on your device
Pro · Lifetime
One-time purchase
No subscription. The price is shown in the App Store or Google Play in your currency.
- Unlimited envelopes, goals, wallets and recurring bills
- No ads
- Backup export (CSV & JSON)
- 6-month income and spending trends
- Every future update included
Purchases are handled by the App Store or Google Play. Moved to a new phone? Use Restore Purchase in the app.
Questions, answered.
Is Envello free?
Yes. You can download and use Envello for free; the free version shows banner ads and has a few limits (for example, up to 12 envelopes). Pro removes the ads and the limits.
Is Pro a subscription?
No. Pro is a one-time purchase. You pay once and keep it, including future updates. There's nothing to renew or cancel.
Do I need an account?
No. There is no sign-up and no login. Your budget is stored on your device, not on our servers.
Does Envello connect to my bank?
No. You record income and spending yourself, which keeps you aware of every purchase. When things drift, Reconcile matches the app to your real balance in seconds.
How is “safe to spend today” calculated?
Envello takes what's left in your envelopes for the current cycle and divides it by the days remaining, including today. Spend less today and tomorrow's number goes up.
How do I move my budget to a new phone?
Export a backup file in Settings (a Pro feature), then use Import backup on the new device. Restore Pro on the new device with Restore Purchase.
Which currencies does Envello support?
Envello suggests a currency based on your device's region, and you can change it any time in Settings.
How do I delete my data?
Open Settings → Clear App Data, or simply uninstall the app. Because your budget only lives on your device, that removes it completely.
Take charge of today's spending.
Free on iPhone, iPad and Android.
