Terms of Service

By downloading, installing or using the App, you agree to these Terms and to our Privacy Policy. If you do not agree, please do not use the App. If you use the App on behalf of someone else, you confirm that you are authorized to accept these Terms for them.

Envello is a personal budgeting tool for envelope budgeting and keeping track of income, wallets and recurring bills. You enter the information yourself; the App does not connect to banks, does not move money and does not provide financial, tax or legal advice. The core features are free and supported by ads. Additional features are available with Envello Pro, a one-time in-app purchase. We may add, change or remove features as the App evolves.

We grant you a personal, limited, non-exclusive, non-transferable and revocable license to use the App on devices you own or control, in line with these Terms and the rules of the app store you got it from. You may not:

• copy, modify, distribute, sell, rent or sublicense the App;
• reverse engineer or decompile the App, or try to extract its source code, except where the law does not allow this restriction;
• use the App for any unlawful purpose or in a way that could harm others or the service.

• Envello Pro is a one-time purchase. It is not a subscription and does not renew.
• Purchases are processed by the Apple App Store or Google Play and charged to your store account. The price is shown in the store in your currency before you buy. We never receive your payment card details.
• Refunds are handled under the policies of Apple or Google, so please send refund requests to them. Nothing in these Terms limits refund rights you have under mandatory consumer law.
• To use Pro on a new device, sign in with the same store account and tap Restore Purchase in the App.

The free version of the App shows banner ads provided by third parties. Advertisers are responsible for the content of their ads. Envello Pro removes ads.

Your budget data is stored on your device, and the content you create belongs to you. Because we do not keep a copy, we cannot recover data that is lost when a device is lost, reset or the App is deleted. You are responsible for keeping backups — for example by exporting a backup file.

You agree not to misuse the App or our services, including by trying to probe, disrupt or overload them, by misrepresenting your identity to us, or by using the App to create or share unlawful, infringing or harmful content.

The App — including its code, design, graphics, icons, trademarks and content, but not the content you create — is owned by MintSoft and its licensors and is protected by copyright, trademark and other laws.

The App relies on third-party services such as the app stores, advertising, crash reporting and purchase management providers. They operate under their own terms and privacy policies, and we are not responsible for services we do not control.

The App is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not guarantee that the App will be uninterrupted or error-free.

Amounts such as “safe to spend” are calculated from the information you enter and are estimates for planning only. They are not financial advice. For important financial decisions, please consult a qualified professional.

To the fullest extent permitted by law, MintSoft is not liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of profits, data or goodwill arising from or related to your use of the App. Our total liability for all claims is limited to the amount you paid for the App in the 12 months before the claim arose.

Some jurisdictions do not allow certain exclusions or limitations. In those jurisdictions our liability is limited to the extent permitted by law, and nothing in these Terms excludes liability that cannot lawfully be excluded.

You agree to indemnify and hold MintSoft harmless from claims, damages and expenses (including reasonable legal fees) arising from your breach of these Terms or your misuse of the App, to the extent permitted by law.

You may stop using the App at any time. We may suspend or end your access if you materially breach these Terms. Sections that by their nature should continue after termination (including sections 8, 10, 11 and 12) remain in effect.

These Terms are governed by the laws of the Republic of Korea, without regard to conflict-of-law rules. Disputes are subject to the exclusive jurisdiction of the courts of Seoul, Republic of Korea. If you are a consumer, this does not take away the protection of the mandatory consumer laws of the country where you live.

We may update these Terms from time to time. We will publish changes on this page with a new effective date and, for material changes, give notice in the App where feasible. If you keep using the App after changes take effect, you accept the updated Terms.

If any provision of these Terms is found unenforceable, the rest remain in effect. These Terms, together with the Privacy Policy, are the entire agreement between you and MintSoft about the App. If we do not enforce a provision, that is not a waiver.

Questions about these Terms? Email us at app@mint-soft.com.

• Company: MintSoft
• Website: mint-soft.com